How much can I borrow?
$3,000 is the minimum loan amount. The maximum will depend on your personal situation.
How long do I have to pay back the loan?
The minimum term for a loan is 2 years, with a maximum of 7 years. If you can afford to repay your loan sooner, you have the option of selecting a shorter term. A longer loan term will incur additional interest charges but your regular repayments will be lower.
How long does it take to approve?
GE Money will contact you within 1 hour (if you have applied between 9am and 4pm, Mon to Fri, EST). This doesn’t apply if there is a National holiday.
How long until funds are released?
In some cases, if you have been approved by midday, Mon to Fri, EST, you can have the funds in your account by the end of the day. Funds are usually transferred into your nominated bank account.
Am I eligible?
You will need to have a regular income source, be an Australian Permanent Resident and be at least 18 years old.
What documents do I need to apply?
You will need prior to final approval, the below original documents:
Do I need to provide security?
This will vary depending on your personal circumstances.
What are the Fees and Charges?
Check out our Fees and Charges page for more info.
Debt Consolidation
What is Debt Consolidation?
Debt consolidation allows you to gather all of your credit card debt, car loans, store cards and other loans and consolidate this debt into 1 loan with 1 repayment.
Can you help me pay out my credit card debts?
Letters can be sent to your various current credit providers on your behalf to request that accounts be closed.
Car Loans
What vehicles can be financed?
These include: new and used cars, motorbikes, jet skis, boats, caravans and campervans. At least 50% of the vehicles use must be for personal purposes.
