There’s stuff you want, right? You need it. You deserve it. Let Sugar Money help you get it, with a Fixed Rate Personal Loan.
Whether you want that new car you’ve been waiting for, or looking to get out into the world on an adventure, or looking to renovate the pad, a personal loan can help you fund it.
You may be getting married and need some cash, or you may just want to consolidate your debts into 1 regular fixed repayment. Whatever the reason for your personal loan, Sugar Money can help.
What’s that?
We give you a lump sum, and you pay it back over 24 months, or as long as 7 years.
We charge you much less than you’d pay putting it on the plastics fantastic. And you know exactly what you have to pay every week, fortnight or month (no sudden interest rate hikes for you guys, just a fixed, regular repayment amount for the life of the loan).
All from around 13.99%* a year, or a personal loan comparison rate of 15.00%†p.a (what’s that ‘†’? See the small print below).
Sweet, eh? It’s easy as, and you’re in control.
Want you want, when you want it
Here are the conditions on what you can use for cash for: nadda, zilch! (except for illegal, speculative and gambling of course & home loan deposits).
That’s right, spend it on what you want. A new set of wheels. 5,000 hot dogs with all the trimmings. Your name in neon lights in the centre of town. A year in a recording studio. It’s up to you.
Just pay it back on time and we’re happy.
Why Sugar?
Why not?
OK, so you want to know why. Well we’re the good guys, and we’re on your side. We’ll do out hardest to get you what you want. No bull, just deals.
Enough said.
What next?
Why not apply for a personal loan, now? Your approval could be given to you within 1 hour and the cash could be yours in as little as 24 hours (see small print below). That’s this time tomorrow.
The actual loan is provided by those nice people at GE Money (they’ve got over $35 billion of assets, and more than 3 million customers. That’s a lot more than you, or us)
When you hit ‘apply now’, you’ll be taken to the GE Money/Sugar Money site, where you can fill in your details. You could get your answer in as little as 24 hours.
*** † The small print
We’re talking money, here. So, yep: there’s a bit of small print. Please read this, and keep the lawyers happy:
- * 1 hour approval: actual settlement times will vary. We don’t actually know you yet, or your specific needs, so don’t give us a hard time if it takes a little longer. It’s important to you, so it’s important to us. We’ll go as quick as we (or GE Money) can. Fair enough? However, if you have applied between 9am and 4pm, Mon to Fri, EST, one of GE’s team will call you within the hour to confirm any details, advise the outcome of your application, and if successful, arrange your loan docs.
- ** Approved customer only: all this stuff is only going to happen if you loan application is approved. So, the rate, approval times, the nice happy faces – it’s for approved customer only. Sorry.
- Conditions, fees, charges apply: we’ve got to make some money here. So there are some fees and charges. And we can’t just give the money away, so we have some terms and conditions too. Most of which you’re actually reading right now. You’ll get to the others when you apply.
- Subject to lending and approval criteria: that’s lawyer speak for ‘we’ve got some conditions, and you’ll need to meet them’. Right.
- † Personal Loan Comparison rate: this is a rate that includes all the other costs, such as fees and charges, so that you understand the true cost of the loan, rather then the ‘headline’ rate. Smart, eh? This personal loan interest rate is 15.00% based on a secured loan of $30,000 over 5 years. Just be careful though, the comparison rate here might not include all fees and charges. If your loan has different terms, fees or loan amounts, well: it might give a different comparison rate.
