You need a new set of wheels, right? To drive to work, to Uni, home, or just out and about? Everyone else has a decent vehicle, so why shouldn’t you?
Buying a car gives you the freedom and independence you deserve.
Sugar Money can help you realise the dream of buying a new or used car, or that dream car that you’ve always wanted to own, with a low rate car loan from 13.99%*p.a.
New Car Loans
Who wouldn’t want to buy a brand new car? We can help work with you to buy the new car you have always wanted. Apply for your loan and start your car hunting to make sure you don’t miss out on any special dealer offers.
Used Car Loans
You may want to purchase an older car and just need a bit more cash? Remember, a personal loan from Sugar Money can be used for lots of different purposes.
Car Repairs or Modifications
With a Sugar Money loan, you can also use the funds to repair your car, or even modify your car to suit your style.
So you want a car loan. How does it work?
We give you a lump sum, and you pay it back over 24 months, or as long as 7 years.
You could talk to the car dealers about a loan that will lock you in. Or put a deposit down on a credit card (and spend the rest of your life paying it off). But you’ll find life a lot easier with a Car Loan from Sugar Money.
What’s that?
We charge you much less than you’d pay putting it on the plastics fantastic. And you know exactly what you have to pay every week, fortnight or month (no sudden interest rate hikes for you guys, just a fixed, regular repayment amount for the life of the loan).
All from around 13.99%* a year, or a personal loan comparison rate of 15.00%†p.a (what’s that ‘†’? See the small print below).
Sweet, eh? It’s easy as, and you’re in control.
Want you want, when you want it
And you get to spend it at any car dealer or on any vehicle you like. It’s your money, after all.
OK, so you want to know why. Well we’re the good guys, and we’re on your side. We’ll do out hardest to get you what you want. No bull, just deals.
Enough said.
What next?
Why not apply for a personal loan, now? Your approval could be given to you within 1 hr and the cash could be yours in as little as 24 hours (see small print above). That’s this time tomorrow.
The actual loan is provided by those nice people at GE Money (they’ve got over $35 billion of assets, and more than 3 million customers. That’s a lot more than you, or us)
When you hit ‘apply now’, you’ll be taken to the GE Money/Sugar Money site, where you can fill in your details. You could get your answer in as little as 24 hours.
* ** † The small print
We’re talking money, here. So, yep: there’s a bit of small print. Please read this, and keep the lawyers happy:
- * 1 hour approval: actual settlement times will vary. We don’t actually know you yet, or your specific needs, so don’t give us a hard time if it takes a little longer. It’s important to you, so it’s important to us. We’ll go as quick as we (or GE Money) can. Fair enough? However, if you have applied between 9am and 4pm, Mon to Fri, EST, one of GE’s team will call you within the hour to confirm any details, advise the outcome of your application, and if successful, arrange your loan docs.
- ** Approved customer only: all this stuff is only going to happen if you loan application is approved. So, the rate, approval times, the nice happy faces – it’s for approved customer only. Sorry.
- Conditions, fees, charges apply: we’ve got to make some money here. So there are some fees and charges. And we can’t just give the money away, so we have some terms and conditions too. Most of which you’re actually reading right now. You’ll get to the others when you apply.
- Subject to lending and approval criteria: that’s lawyer speak for ‘we’ve got some conditions, and you’ll need to meet them’. Right.
- † Car Loan Comparison rate: this is a rate that includes all the other costs, such as fees and charges, so that you understand the true cost of the loan, rather then the ‘headline’ rate. Smart, eh? This rate is 15.00% based on a secured loan of $30,000 over 5 years. Just be careful though, the comparison rate here might not include all fees and charges. If your loan has different terms, fees or loan amounts, well: it might give a different comparison rate.
